Get Paid US Dollars $50 Just for Signing Up

Get paid US dollars $50 just for signing up and get US dollar $5 for refering someone who signs up under your referral link. I just joined 2 days ago, and now my account is US$75.50. Found this amazing payment site that is to rival a payment system like PayPal in the near future, but with more features! Since it is under pre-launch, there are goodies for the earlybird users.

So, what is the “Earn Money, Get Paid” blog post series all about?

Our goal is to keep the focus on rewarding you, our EarlyBird users, as we work on taking PayBox more quickly to the next level. It’s very important to us that the EarlyBird users earn money, have fun and ultimately get paid.

Exciting News for EarlyBird Users

In the coming days and weeks we aim to accelerate the growth of PayBox as we continue on our quest to become the best payment service. Our original Roadmap & Development Schedule stretched clear into 2012. This has changed. We are now working to have a full-featured payment service by some time in early- to mid-2011. By that time, we hope to have debit cards, currency conversions (in-exchange and out-exchange), etc., available to our users.

As we work on accelerating our growth, this will open up new areas where our EarlyBird users can be rewarded and even win prizes for participating. Although we originally thought we would be moving away from the use of our surveys, we have found that we are going to need more focus on our user opinion surveys. In addition to the current surveys, we have many new topics on the way that we will soon present to our EarlyBird users.

We want to thank everyone for the great work you’ve been contributing. I’ll have more news for you tomorrow.

So what's do I gain from it? Well, just click on the referal link below on the image and I will earn USD$5 for telling you about Paybox. Remember to use the referal link image below or CLICK HERE to sign up. Good luck to your new venture to earn US dollars and more money online by participating.

Withdraw All Savings from EPF at age 75

When you reach age 75, you need to withdraw all your EPF savings and not park in EPF because you will not get any more dividends. By age 80, if the savings are not withdrawn, it will be transferred to the bank. The rule has recently been implemented and published in the press for the public to know. So, here is a reminder for those who missed out reading on it in the newspapers.

Last year 2009, we got about 5.45% interests rates for the dividend from EPF, which is higher than the current Fixed Deposit rate at around 2.75% which is low and will not beat inflation at around 4%. Some sources even put the inflation rate at 6% but personally, I think that is too high.

For inflation rate of 4%, it takes about 18 years for your money to become half its value. While for inflation rate of 6%, the your money becomes half of its value in 12 years! This is scary and that is why we need to save as much as we can while we are still working and gainfully employed. Otherwise, your retirement years will be woeful and not golden years.

Paypal can now be withdrawn in Malaysia

In previous years, you cannot withdraw your money from Paypal to your Malaysian bank account. You need to go through third party companies like Accent or Virtual Money Inc. to take out cash from Paypal. It was very troublesome for Malaysians with charges incurred but recently a few months back, you can transfer your US dollars in Paypal account to any Malaysian bank. You will not be charged any transaction fees for amount at least RM400 or around USD132 that is transferred. It is a blessing in disguise that Obama became US president and relations between Malaysia, Indonesia and USA have improved a lot along with more business opportunities amongst these countries.

I still remember having to go through online contacts like Sapiens Bryan to cash out my Paypal money for a reduced amount to pay for his charges at around 2%. I have had bad experience of tranferring USD75 from my Paypal to an online friend who cheated me and never send me my money and we lost touch from there onwards. During Dr Mahathir's time, relations with USA was at its lowest with this mamak blabbler-mouth keep criticising the USA as if championing for himself. A lot of big online USA companies prefer to do business with Singaporeans than Malaysians and we lose out in this aspect.

For instance, if you want to sell on Clickbank, you cannot find Malaysia as the country to select in the form to sign up or to become an affiliate. Likewise for many other notable online sites from USA to earn some money via the internet.

Do you have what it takes to make money?

Do you have the determination and diligence to make money online? Those who are successful never give up and continue to pursue their dreams. They will find all the ways to make money regardless of the cost like time and recreation. They don't mind giving up watching television or enjoy their hobbies and look relentless in their pursuits for more money. With the internet, the opportunities are infinite and you need to surf around to learn more. This is known as Piaget's self discovery learning method. It is the best form of learning by pushing yourself to work harder and smarter.

Sammy's Adventure : The Secret Passage (3D Movie)

Sammy, a sea turtle, hatches on a deserted beach and tries to climb out of the hole where he hatched. Being caught by a seagull, he struggles for his life and manages to escape, as the seagull clashes in the air with a another seagull, also carrying its prey, who turns out to be a female hatchling sea turtle, Shelly.

Sammy falls onto an old raft and gets carried into the open ocean, losing Shelly. In the ocean he meets another hatchling, Roy, who tells him the story of a "turtle paradise" on an island called "Lapagos", and they together start their voyage there. Later, the two get caught by trawls. Sammy is released back into the sea by the fishermen, but loses Roy.

Washed onto the shore in California, he is picked up by a hippie woman and lives as a pet in the hippie commune with Vera, another female sea turtle, who is older than Sammy, and Catoff, a cat, who claims to be French. On a Christmas evening the hippies draw a peace sign on his shell to sign him as the peace ambassador. When the hippies see that Sammy and Vera won't mate, they release Vera. The police evicts the hippie commune from the beach, and Sammy decides to return back to the sea.

There he meets Vera and a young female sea turtle who is attacked by a shark. Vera and Sammy save the turtle who turns out to be Shelly, his childhood friend. They decide to travel together to the paradise islands, but Shelly gets lost in the sea.

Vera tells Sammy to swim to the "cold waters". Sammy finds an old refrigerator drawn by the humans and uses it to travel to Antarctic. An albatross he meets on his journey tells him that the paradise island can be only be reached through a "secret passage where the fresh waters run". In the Antarctic waters Sammy meets a fin whale who barely escapes a harpoon from a whaling ship.

The harpoon destroys the refrigerator, but Sammy is saved by the anti-whaling protesters and placed into the sea animal shelter where he finds Shelly, Catoff and people from the hippie commune (who now work in the shelter). The ex-hippie recognized the peace sign on Sammy's shell.

Shelly and Sammy are released into the ocean. They decide to find the secret passage and use it to travel to the paradise island. They manage to find the passage (which turns out to be Panama Canal) but get separated as they try to pass a lock. As he searches Shelly, Sammy encounters two sea turtles that urge him to help their friend who got trapped in an intermodal container. Sammy rescues the turtle, who turns out to be his old friend Roy. They swim together to a wrecked Spanish galleon where Roy lives with Rita, his girlfriend.

Being told about Shelly, Rita remembers her and advices Sammy to search for her in the galleon. Sammy finds Shelly being courted by another sea turtle. Disappointed and upset, Sammy returns to his friends only to find out that the turtle who courted Shelly is a playboy but has a strong relationship with another female. Together with Roy and Albert, a shark who lost his teeth, they set up a fake shark attack on Shelly to let Sammy save her again and win her heart. Shelly and Sammy then reunite and, along with Roy and Rita, return to the beach they hatched.

The closing scene of the movie shows Sammy helping one of his new-hatched grandsons to climb out of the hole.

I am a Numismatist

A collector of coins is known as a numismatist and I am a numismatist since I was small. I also collect gold coin and have one gold coin given to me during Chinese New Year by my rich uncle who works as a doctor in his clinic in Singapore. The gold coin was about half an ounce in weight which is of moderate size. It is a worthwhile investment to buy gold coins which is a very hedge against inflation. If the inflation rate is 4% a year, then using the rule of 72, it takes 72/4 equals to 18 years for your money to become half its value. This is scary and therefore you need to find ways and means to increase your savings and beat the inflation.

Advertise Here

This blog has reasonably good traffic and if you like to advertise here, the prices are below:

Just a link - USD5 per month
125 x 125 button - USD8 per month
200 x 200 small square - USD12 per month
250 x 250 square - USD15 per month

Since I am also a web designer, I am able to design the static button/small square/square banner for you if you don't have any for free if you intend to advertise here. To contact me, email Diana.Tan(AT)gmail.com for more information and I shall be happy to oblige you.

This blog is updated at least once a week on most Sundays. With submission to Innit, traffic will improve further. If you have any suggestions, feel free to email me and we can discuss further.

Contact Me

Based in Penang, I work in my home office as an IT executive for a small sports surfacing company while moonlighting part time as a virtual assistant, article writer and blogger. I have been working from my home office since 2004 that is equipped with multi-function printer, scanner, copier, fax machine, LCD monitor, desktop computer, laptop and digital camera. If you need articles written on any topic, feel free to email me diana.tan(AT)gmail.com I shall be happy to accommodate you.

Previously, I have worked in the banking and education sector in Singapore for about 6+ years before calling it quits and came back to settle down in Penang - my home town. I am happy to work from my home office now and have been with the same company since February, 2004.

If you want reviews of your product or services, feel free to drop me an email at diana.tan(AT)gmail.com and I shall be happy to oblige. You can also contact me if you need a virtual assistant for overflow work or any other computer work to be done like editing photos, removing background, creating PowerPoint presentations, financial calculation using MS Excel Spreadsheet, corporate profile creation, brochures on specific products, resume writing, setting blogs, web page design, etc. or just any other work do to with the computer.

Gold Bullion is Worth Your Investment

I own a few pieces of gold bullion like a gold coin, some gold jewellery like a necklace, signature designer gold ring, bracelets and pendants which were collected over the years since I was small. If you have access money to invest, then consider buying up gold bullion from the link given above which is a very good hedge against inflation. The price of gold has consistently increased over the last 30 years and will continue to be on the rising trend. Besides, gold bullion is more affordable as they are smaller in size. Buying gold is worth your investment because the yellow precious metal is needed worldwide, be it for handphone component parts, dentures, stamps and coins or jewellery.

MRT will boost property prices

PETALING JAYA: The proposed mass rapid transit (MRT) system is expected to be one of the main contributing factors to boost property prices adjacent to the MRT stations.

CB Richard Ellis (M) Sdn Bhd executive director Paul Khong said the MRT stations generally had a positive impact on nearby property values in most cases.

“Being next to the station works well for lower and middle-end residential neighbourhoods and all commercial offices or retail malls. This basically translates to better public transportation and enhanced accessibility to the relevant vicinities,” he told StarBiz.

“The MRT will benefit the lower to middle-end users the most and it makes travelling faster, cheaper and much easier.” On the expected quantum capital appreciation due to the MRT stations, Khong said it could be 10% to 15%. “More importantly, the MRT station must be less than a 1O-minute walk from the properties. Ultimately, being next door and within five minutes away will be a premium.

“Anything more will give less impact in terms of capital values,” he said. “Being next to a MRT station could be the main selling point for a new project, be it a commercial or a residential one. A good example will be Menara UOA in Bangsar.”

But, Khong said, the property prices could be affected if it was alongside the MRT tracks and not the station. “The crucial point is to be close or next to the station if possible,” he said.

The RM36bil MRT system proposal by Gamuda Bhd and MMC Corp Bhd will have up to three main lines. The first line will run through Sungai Buloh, Kota Damansara, Kuala Lumpur and Cheras (right up to Kajang).

The second line will connect Sungai Buloh, Kepong, Kuala Lumpur and Serdang, while the third line will loop around Kuala Lumpur’s business district – providing a link between the monorail and light rail transit (LRT) services.

The Gamuda-MMC proposal is currently undergoing technical study by a consultant and should be completed by mid-month to be presented to the Government.

At this point in time, there is no information on the exact locations of the proposed MRT stations.

According to property consultancy Khong & Jaafar Sdn Bhd managing director Elvin Fernandez, most of the areas around the LRT stations have been developed and it is axiomatic that accessibility would improve property values.

“But the impact wouldn’t be immediate as the MRT will take time to complete and the effect will be evident only from details of the exact positions of the rails and stations filtering into the market in time to come,” he said.

Based on preliminary details of the MRT, Fernandez said the Sungai Buloh area (the Guthrie Corridor townships) and the proposed Rubber Research Institute Malaysia developments could be among the first beneficiaries because both lines were expected to start from there.

“Kajang and Seri Kembangan are the next areas to flourish as they are on the other end of the line. Additionally, the Cheras corridor also has good prospects,” he said.

Nevertheless, Fernandez said, some developments might be negatively affected, especially residential developments, due to the noise or congestion if they were close to the rail lines or stations.

“But generally, the MRT should bring positive effects to the nearby areas,” he said.

According to a market source, another area that would have potential based on the proposed MRT system was the Kota Damansara corridor.

“The Kota Damansara corridor includes Kota Damansara, Mutiara Damansara, Damansara Perdana and The Curve. Business and financial districts along Jalan Raja Chulan, Jalan Bukit Bintang and Suria KLCC also have good prospects,” said the source.

- Malaysia MRT Project

Funny “Follow Me” Twitter Song (Video)

There are lots of Twitter songs that reflect the creativity and humor of the composer and they are well directed. I just came across this very funny and rhythmic “Follow Me” twitter video song on Youtube.

The video is well done which can be split into several screens at the same time. Let me know how you feel the “Follow Me” rhythm. I am loving it ;)

Investing in Gold is Worth the Money

Investing in small gold items like bullion is worth the money. This is because gold is a good hedge against inflation. In 1970s, a gram of gold used to cost RM20 but it has increased drastically to RM130 now for a gram. That is why I opened up a Gold Investment Account (GIA) savings with Public Bank to invest in about 40gm of gold. It is less than RM5,000 and it gives better returns compared to Fixed Deposits at only 2.75% a year. And I paid about RM123 per gram at that time. Money that is invested in gold will surely increase in its value and perhaps beat the inflation.

Now Less Than 50% People Use Internet Explorer

For the first time, the browser share for Microsoft Internet Explorer has fallen below 50%, largely due to the rise and rise of Google Chrome browser which continues to gain popularity every day, attracting millions of users.

StatCounter Global Stats reveal that Microsoft IE fell to 49.87% in September followed by Firefox with 31.5%. Google’s Chrome continues to increase market share at an impressive rate and has more than tripled from 3.69% in September 2009 to 11.54% in September this year.

Eat, Pray, Love

One Woman's Search for Everything Across Italy, India and Indonesia is a 2006 memoir by American author Elizabeth Gilbert. The memoir chronicles the author's trip around the world after her divorce and what she discovered during her travels. The book remained on the New York Times Best Seller list for 187 weeks. According to Metacritic, it has received mostly favored critical reviews.

The movie rights for the memoir were purchased by Columbia Pictures. The film version, which stars American actress Julia Roberts, was released in theaters on Friday, August 13, 2010. Gilbert followed-up this book with the sequel Committed: A Skeptic Makes Peace with Marriage, released through Viking in January 2010. It covered her life after Eat, Pray, Love ends.

Story

At 32 years old, Elizabeth Gilbert was educated and had a home, a husband, and a successful career as a writer. However, she was unhappy in her marriage and often spent the night crying on her bathroom floor. In the midst of an affair, she separated from her husband and initiated a divorce, which he contested. The affair continued for some time but did not work out, leaving her devastated and alone. While writing an article on vacations in Bali, she met a ninth-generation medicine man who told her she would come back and study with him. After finalizing her difficult divorce, she spent the next year traveling. She spent four months in Italy, eating and enjoying life (Eat). She spent four months in India, finding her spirituality (Pray). She ended the year in Bali, Indonesia, looking for "balance" of the two and found love (Love) in the form of a dashing Brazilian factory owner.The trip was paid for in advance from the book deal for Eat Pray Love.

Gold Bullion or Gold Ingots?

I used to think that gold bullion are huge and bulky like gold ingots. When I check some web sites, I noticed that they are actually small like gold coins and are more affordable unlike gold ingots that come in kilograms by the weight. Hence, I got both gold bullion and gold ingots mixed up. Now, with years of experience in blogging and surfing other web sites, I am more educated now with the various terms used. By the way, it is worth your investment to buy gold bullion if you can afford it because gold is a good hedge against inflation. It is better than parking your money in the bank that brings in very low interest rates.

My Mind is Slower Today

I have quotations to type out and calculate the price with more work on the internet but today, my mind is slower due to taking flu medication. Now I am feeling a bit groggy and drowsy - hence my thoughts are not that fast compared to the time when I was well. I should be sleeping or napping but here I am working hard by the computer. I am a workaholic and place work above my health at the moment. Hopefully, the money that I make is sufficient to tide me through my retirement years down the road in several years time.

Down with Flu

Yesterday, after church, I went to see another doctor for the second time for medication for my flu that has been going on for 1 month already. And I have already finished the medication in 4 days for the first visit. Now the other doctor gave me a stronger medication with lozenges to suck and something for my phlegm. It is better now but I am feeling drowsy from the effects of the medicine. Hopefully, in a couple of days time, my flu will be cured and I can enjoy food again like taking cold drinks and fruits.

I Love Gold

I love gold and own a small collection of gold jewellery and a gold coin given by my rich uncle in Singapore who works as a doctor in his clinic somewhere near Tiong Bahru MRT station. The gold coin is about half an ounce in weight bearing the national flower of Singapore. After having kept it for more than 10 years, it is now valuable and a collector's item. You can check out for more gold items in United States Gold Bureau. I have a gold designer's ring, necklace and bracelet all bought with my own savings after working hard all these years. I also own smaller pieces of gold given to me by relatives when I was small.

Offered USD50 for 8 articles

I was offered USD50.00 to write 8 articles of 500 words each from an old client. The good thing about this offer is that I can take my time to write the articles, preferably about 2 per week. I am still in a lazy mood having come back from a business trip to KL recently. Today, I have rejected 3 offers to post for only USD1 each with 300 words. With that number of words, I can easily earn USD3 each. I rather maintain the small number of posts on my blogs for quality. To work consistently, I need to be in the mood and have the motivation to continue to work hard for my retirement years. There is this particular blogger that I hate. She should be retired by now but still struggling to find her calling to make money from the internet - all in vain! Serves her right!

Making Money is Not Easy

Spending money is very easy, but making money is hard. It requires your blood, sweat and tears and total commitment. That is why making money in any venture is not easy. Unless you have rich parents who will take you under their wings and give you a big fat check every month for simple tasks each day - simply by being born rich. Otherwise, most of us will have to slought it out, study very hard and hopefully get a high paying job with lots of stress and compete in the rat race! Which is why until today, I never take my employment for granted even though I work from home for the last 6+ years.

Down with Flu

I have finished my medication and a course of anti-biotics but my cough still remains unchanged. And it is not getting any better but added with a running nose. Looks like my system is resistent to the medication and each time when I cough, it takes weeks to cure. So I have finished my medication, now what. I have also been sneezing too often repeatedly. I have stopped taking Vitamin C as I have read that when you are down with a flu, never take Vitamin C which could aggravate the flu.

I have Worked in a Law Firm Before

I have worked in a law firm for a short stint for my aunt who is an advocate and a solicitor in Shenton Way, Singapore many years back. Well, the law firm is no longer operating now as my aunt is in her seventies now, time to retire gracefully. She handles all cases to deal with property transactions or also known as conveyancing which is more lucrative compared to litigation or fighting it out in court. There are different types of lawsuits that can be brought about by clients like Trasylol Lawsuit or Accutane Lawsuit in the States. It was an eye-opener for me to work for her albeit for a short while. At least I was exposed to the workings of a legal firm with hundreds of clients' files with a good filing system to keep track of so many records.