Serpentine Ang Pow

I got $20 from a relative with the ang pow above. Just loved the serpentine design of the dragon for the year 2012. I also got a 4-figure ang pow from my boss - in appreciation of my yearly work. Chinese New Year in 2012 is certainly a time to celebrate the many blessings that come upon my life with the various sources of income - regardless of the amount. I also just came back from Hatyai where I spend 3 days and 2 nights with my family - going for shopping sprees, dining and enjoying foot massaging.

Laughing to the Bank

I am making good income now and then. But it requires blood, sweat and tears. And at the end of the day, it is time to laugh all the way to the bank. People like Timothy Tiah, Red Mummy, Kenny Sia are doing pretty well with their blogs and online venture and not only that, get to travel the world over for their efforts. These people are enjoying their work cum play and laughing all the way to the bank. I am not surprise if their are already millionaires or on the way to become one soon. And humility keeps them rooted to the ground. Thanks to Timothy, small time bloggers like me are able to earn some allowances from our blogging efforts.

Writing Opportunities

Yesterday, I received several writing opportunities from a client for USD 5 per article. Not to put a feather to my cap, but I make a humble USD 35 in one day which could be equivalent to half the amount of Google Adsense revenue for some lucky bloggers who make USD 60 - USD 70 daily, or even more. Unlike Google Adsense, I had to work hard at it and the money will not be credited immediately but takes months before you see it in your Paypal account. I started typing out the articles from morning till evening with some rests in between. That is how hard I work at it. But each day, money will surely trickle in slowly but surely. At the moment, my blogs do not have such high traffic to bring in monthly income of USD 100, but I am getting there some day.

A Brilliant Company

I have been reading books on the stocks and to learn how to interpret financial reports in the newspapers. Also, I have recently open an online share trading account with Public Bank but am not in a hurry to trade yet until I know all the facts and figures and how to make money from the stock market. It is important to know how to read the charts and predict bull runs to make a gain. I plan to be a fundamental analysis investor or long term investor and not short term investor or also known as technical analysis investor.

There are ways to create alternative energy from waste. This is a brilliant idea that not many people are aware of. You might like to know that a company by the name of N-Viro International Corporation develops and licenses its technology to municipalities and private companies. Their patented processes use lime and/or mineral-rich, combustion byproducts to treat, pasteurize, immobilize and convert wastewater sludge and other bio-organic wastes into biomineral agricultural and soil-enrichment products with real market value. The company has generated sales in excess of $40 million dollars, since its initial public offering in October of 1993. With this huge share market capitalization, no wonder investors are ever ready to put in their money and faith in this brilliant idea and trust this company to deliver more profits. Their web site is at http://www.nviro.com where you can browse for more details.

Most youth yearn to be millionaires before they are 35

An online survey has revealed that 96% of today’s youth aspire to become millionaires and three-quarters of them believe that they can by age 35. They also indicated that this was the most important goal in their lives.

The Sunday Star survey “So you want to be a millionaire?” with YouthSays and Universiti Tunku Abdul Rahman polled 1,678 people below the age of 30 thoughout the country. The 96% figure is significantly higher than that expected by some financial planners.

Securities Commission-licensed financial planner Rajen Devadason said: “I’m surprised such a high proportion of respondents want to be millionaires. In my own experience, it is usually in the 60% to 70% range.”He pointed out that most of the respondents were between 18 and 27 years and at that age, most people usually did not think too much about their future.

“They are busy living for the exciting present,” he said. Universiti Kebangsaan Malaysia’s children and youth psychology specialist Dr Khaidzir Ismail, however, said the findings showed that those surveyed had high self-esteem.

“At least they have the motivation even if the goal is not easy to achieve,” he said. “I believe that if they are given the opportunity and shown the way, they will achieve it.” Rajen, however, found it disturbing that 75% of the respondents said to become a millionaire was the single most important thing in their lives. “It is soul-damaging,” he added.

Help University College vice-president and psychologist Dr Goh Chee Leong said that while a big number aspired to be millionaires, only about half agreed that it would make them happier. Dr Goh said he was pleased that only a minority (25%) would be willing to give up ethics to be become a millionaire.

He also pointed out some conflicts within the respondents. “On one hand, they say it is the most important thing in their life, but at the same time, they are not willing to sacrifice family time or social life.”

Dr Khaidzir said this might be due to idealism on the part of the respondents. “Usually millionaires will have no time for family or social life,” he said. “The respondents are still young and may have a different perception of how things should work.”

As for the most important factor to becoming a millionaire, 47% believed that it all boiled down to chance and opportunities – being at the right place at the right time. Only 34% believed it was due to hard work and determination.

“They might have a fatalistic view of wealth acquisition. It’s a case of whatever will be will be,” said Dr Goh. “It almost sounds as if they are not in control of whatever they can achieve or not.” To another question, only 25% of the respondents said they would marry someone just to become a millionaire.

“This shows the majority of respondents believe in true love,” said Dr Goh. As for the respondents’ idols, among the common names listed were Bill Gates, Warren Buffet, Tan Sri Anandha Krishnan, Tan Sri Robert Kuok and Datuk Seri Tony Fernandes.