On a personal note, I have 6 different credit cards, mainly by Citibank Platinum, HSBC Signature and HSBC Platinum, Hong Leong GSC card, Standard Chartered Infinite Card and RHB Travel card. I am footing the government service charge of around $50 per year. But for those staying in the US, there are various credit cards to compare for the best rates at Best Merchant Account Rates. You can click on the link given to find out more information.
There are many types of credit cards in the US such as Chase credit card or Bank of America credit card, amongst others. It is very convenient to carry just a slim card in your wallet instead of thick wads of cash to buy big items like a computer, fridge, washing machine, etc.
The transaction is fast and easy too. With just a swipe and your own signature, the credit card purchased item is approved and all you need is to settle the monthly statements sent to your house. The purchase can be done overseas too when you are traveling with your loved ones for a much needed holiday. This way, it protects your hard earned tangible cash from being stolen or pick-pocketed. You can cancel your card anytime with just a phone call away.
In the meantime, you can also check out Bank of America for more information.
Friday, July 26, 2013
Thursday, July 4, 2013
Earned S$42 this Morning
Just got paid in S$42 for 6 articles about Singapore that I completed this morning. Each article is 500 to 550 words. Yes, it is possible to earn some money now and then via the internet when you are determined and constantly look around for work. This is a repeat client and we have good working relations. It is a blessing to be able to milk the internet which has been my cash cow since I joined. I also found my boss from the internet. We have been working together for 10 years already and work very well as a team to prosper many people under our employment and also our relatives. Most of your financial problems can be solved with the internet provided you invest in some skills and reading up to leverage on this amazing media.
Thursday, June 27, 2013
Do you make money or do you spend money
Are you still making money? Or are you rather spending money like there is no tomorrow? Which is which? It is so much easier to spend money than earning it as we all have a tendency to buy that extra something that we love. When we make a purchase, there is a feel good feeling that we can finally afford it and be one of the Joneses. Well, stop it. If you cannot afford it, then don't buy to impress the people that we don't like. Don't kid yourself. In the end, you have to pay for all this unnecessary stuffs that clutter up your home.
Friday, June 14, 2013
Sold 5 T-Shirts on eBay
I am quite happy doing this drop shipping where I get orders and inform my drop shipper to send and deliver the t-shirts on my behalf. This is known as drop shipping where all the packing of ordered items to handling and shipping are handled by my drop shipper in another country. I can only sell to the US market. With the given template, all that is needed is just copy and paste the information in my eBay seller's web site and bingo, it is all set up for online purchase life via my Paypal. For each sale of the genuine La Coste t-shirt, either in black or white, I will get USD 6 for my efforts to email my drop shipper. This translates to RM 18 in my local currency. On average, I sell 1 t-shirt per day and in the last 5 days, made 5 sales.
Saturday, June 8, 2013
Translated an Article
This morning, I researched, wrote and translated a medical article into Malay for a medical specialist requiring virtual assistance for her fertility treatment service. I promptly emailed her a quotation for a blog setup and monthly maintenance with charges for images and translation into Bahasa. Apparently she wants to target Malay customers who make up the majority of the citizens here in Malaysia. Knowing, this might be long term work, my charges are reasonable and affordable. Just cross my fingers for the best outcome. I think she is still new to acquiring virtual assistance service and not very familiar with internet banking for payment.
Sunday, June 2, 2013
Be Significant
Mother Theresa and people like her are all significant. They made a difference to the lives of those around them. It is great to earn a lot of money, but it is more significant to made a difference to the people around you and make their lives better with your presence here on this earth. Steve Jobs make a difference to our lives by creating the iPhone, iPod, etc. and made our lives better with technology and smart phones. Bill Gates created Windows operating system and Microsoft Office applications that make businesses run seamlessly. We need to be grateful for such contributions from these people who made a significant difference to our lives. Let's hope Hillary Clinton become successful in becoming Madam President of the United States in the next presidential election and make a significant difference to the lives of women.
Sunday, May 26, 2013
Making Money on My Own
I have a full time employment to work in a home office. At the same time, whenever I am free, I will scout around for work to earn a little extra from the internet. This is like milking the internet which has been my cash cow since years ago. Just the other day, I got an offer for USD 30 to place a link on my other web site for a year and it is quite lucrative since I don't have to write anything but just link to the pre-written article on the web site. It is possible to make money from the internet but you have to be diligent to look around for opportunities daily. I try to earn both linear income and passive income.
Linear income is you work for 1 hour and get paid once for the hour's work while passive income is you work once but get paid repeatedly and hence rich people have multiple streams of passive income. Property rental, fixed deposit interests, dividend stocks, etc are all passive income that you should consider. They are not difficult to earn and you can make a lot of money by diversifying your sources of income. Make hay while the sun shines.
Linear income is you work for 1 hour and get paid once for the hour's work while passive income is you work once but get paid repeatedly and hence rich people have multiple streams of passive income. Property rental, fixed deposit interests, dividend stocks, etc are all passive income that you should consider. They are not difficult to earn and you can make a lot of money by diversifying your sources of income. Make hay while the sun shines.
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