Check Your Credit Report for Free

You can sign up and check your credit report at this link here >> https://www.mycreditinfo.com.my/ which is free for first 2 years for basic report which is where the banks will use to see if your bank loan and credit card approval is successful or not. For the more comprehensive report, it shows your credit card payment habits and it will automatically state whether it is strong or weak for loan approval and payments. For the comprehensive report, you have to pay RM 10 and RM 5 for the less detailed report. The payment merchant is iPay88 where you can choose to pay by online banking or via your credit card with OTP sent to your registered handphone for confirmation. You can do an online search on Google for RAMCI and i-Score to give you the link above which I found.