Coupons or Interests from My Bonds

Every month, I get slightly over $200 from my bonds. These are coupons or interests accumulated over the month. And every 3 months, I get about $1,400 in total. The coupon rate is 5% per annum for 3 years. One of my bonds has matured just last month and I put the money into Fixed Deposits for about 3% interests rate. I just don't have the time to invest in the share market as I hold a full time job and cannot afford to monitor the movements of the market and predict a bull run or bear run. So, to avoid unnecessary stress and headaches, I decided to invest in safe money instruments like FD and bonds.

Attended Frances Yip's Concert

I attended Frances Yip's concert a few days ago and my God, she has such a powerful golden voice! I bought her CDs for $30 and I love every one of her songs. She studied in a convent school and will never pose in the nude or wear too revealing clothes to bring in more sales. I believe she is a practicing Christian with strong values. The concert ticket cost $101 per person and the seat was in a corner right at the top. But nevertheless, there is a giant screen where you can see her facial features and expression when singing. She changed her clothes 4 times during the performance and it was well worth the money put in. She is a very talented lady and blessed with a golden voice.

Going to the bank later

I was on a business trip last week when I got a call from Public Bank requesting me to go there and discuss about my investment in government bonds that has matured and money put back into my savings account. I am not sure what the bank officer wants to discuss with me about but I need to weigh the pros and cons of further investment that involves unit trusts or share market. With uncertainty in the Middle East, and Japan's problems, the share market is very volatile and I never believe in putting my hard-earned money there. And I don't plan to invest in properties as money put in properties are illiquid. You cannot withdraw immediately or sell immediately and you will need emergency cash if anything happens.

My relative is a lawyer

I have a nephew who is a lawyer and trained in Australia. He did very well for his pre-university exams and got offered a job even before he graduated. By now I am sure he is a practicing lawyer in Australia. In Singapore, it is not easy to get to study for a law degree in the National University of Singapore or simply abbreviated as NUS. You need to exercise self-supremacy, have an extroverted character and gung-ho attitude. This attributes are needed because you need to be able to fight a case for your client in court and to win. That is where Topamax lawsuit comes in where you can make claims for your clients who are victimized. You also need to have a winner's attitude and not be too emotionally attached to your clients.

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Got paid today in interests for my bonds

Today I received RM 205 in my Public Bank account for bonds invested some time back. It gives higher returns than Fixed Deposits which is at 5% compared to 2.75% for FD. The bonds are at 3 years maturity. Tomorrow, my 2 fixed deposits at Maybank will mature after 1 year tenure and I am going to put for monthly maturity compared to yearly. I always keep track of my finances and how much I have accumulated. This will give me an indication on how much to spend and whether I have reached my targeted savings. Making money and earning it is fun!

Made USD 10 Yesterday

Yesterday, I got an opportunity to write and made USD 10 or around RM 30 for about 200 words. That was easy considering I crap a lot and yet can make money. Now I am going to crap even more and it is easier this way - not only that people love to read craps and keep coming back for more. And you believe me when I said I made USD 10? Well, that is up to you to believe or not. Otherwise, there is nothing to blog about. Haha! Do you believe me when I tell you that I made USD 15k from Adsense? Again that is up to you to believe or not. Now I have to pluck out the hair on my arm pits and dig my nose! It is not roll and throw but roll and wash! You know what I mean.

I Love Money

I have some cash in Fixed Deposits, Bonds and Savings Account. Not only I love money, but who doesn't? Nobody in their right sense of mind will work for free and you need to bring back food to the table for your family. People even rob, cheat, steal and kill for money! That is how desperate some people are to make quick cash. We read of many people being conned of their hard earned savings to con men who use the internet, handphone and all the gadgets to reach their potential victims. Hence, to earn money is not easy, but to spend it is like drinking water every day. We need to be mindful of what we spend on and come out with our expenditure list to check that we don't overspend more than what we earn.