Going to the bank later

I was on a business trip last week when I got a call from Public Bank requesting me to go there and discuss about my investment in government bonds that has matured and money put back into my savings account. I am not sure what the bank officer wants to discuss with me about but I need to weigh the pros and cons of further investment that involves unit trusts or share market. With uncertainty in the Middle East, and Japan's problems, the share market is very volatile and I never believe in putting my hard-earned money there. And I don't plan to invest in properties as money put in properties are illiquid. You cannot withdraw immediately or sell immediately and you will need emergency cash if anything happens.

My relative is a lawyer

I have a nephew who is a lawyer and trained in Australia. He did very well for his pre-university exams and got offered a job even before he graduated. By now I am sure he is a practicing lawyer in Australia. In Singapore, it is not easy to get to study for a law degree in the National University of Singapore or simply abbreviated as NUS. You need to exercise self-supremacy, have an extroverted character and gung-ho attitude. This attributes are needed because you need to be able to fight a case for your client in court and to win. That is where Topamax lawsuit comes in where you can make claims for your clients who are victimized. You also need to have a winner's attitude and not be too emotionally attached to your clients.

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Got paid today in interests for my bonds

Today I received RM 205 in my Public Bank account for bonds invested some time back. It gives higher returns than Fixed Deposits which is at 5% compared to 2.75% for FD. The bonds are at 3 years maturity. Tomorrow, my 2 fixed deposits at Maybank will mature after 1 year tenure and I am going to put for monthly maturity compared to yearly. I always keep track of my finances and how much I have accumulated. This will give me an indication on how much to spend and whether I have reached my targeted savings. Making money and earning it is fun!

Made USD 10 Yesterday

Yesterday, I got an opportunity to write and made USD 10 or around RM 30 for about 200 words. That was easy considering I crap a lot and yet can make money. Now I am going to crap even more and it is easier this way - not only that people love to read craps and keep coming back for more. And you believe me when I said I made USD 10? Well, that is up to you to believe or not. Otherwise, there is nothing to blog about. Haha! Do you believe me when I tell you that I made USD 15k from Adsense? Again that is up to you to believe or not. Now I have to pluck out the hair on my arm pits and dig my nose! It is not roll and throw but roll and wash! You know what I mean.

I Love Money

I have some cash in Fixed Deposits, Bonds and Savings Account. Not only I love money, but who doesn't? Nobody in their right sense of mind will work for free and you need to bring back food to the table for your family. People even rob, cheat, steal and kill for money! That is how desperate some people are to make quick cash. We read of many people being conned of their hard earned savings to con men who use the internet, handphone and all the gadgets to reach their potential victims. Hence, to earn money is not easy, but to spend it is like drinking water every day. We need to be mindful of what we spend on and come out with our expenditure list to check that we don't overspend more than what we earn.

I have a Good Job

I only blog on a part time basis and not glued to blogging all the time. I have a full time job you know. And I get to work from a home office, enjoy perks like occasional travels now and then and earn by commissions. Sometimes my commissions are more than my basic salary. Suffice to say, I can live comfortably as long as I am working and that is why I need to save up for my retirement for them to be golden years ahead and not woeful one where some people have to beg in the streets. I work alone at home, no more obnoxious colleagues and I have a very understanding boss. And I thank God for my blessings now.

Back to the Real World

Guest post written by Alex Brown

Things in Idaho have been pretty easygoing for the past few months. Last month we had a chance to take a plane trip all the way to Shelton, Connecticut to go have Christmas with my brother's family and my parents. That was a great time for everyone. Around New Years, we had a local party with some of our friends. We grilled inside with a george forman grill, drank punch and watched the celebrations in New York on the television. Now that the holidays are way behind us, it's been a lot of staying inside and watching the television after a hard day's work.

On the weekends, I've started to get back to the housework. Fixing things up in the winter isn't too much fun, but I've received some help from the Iapwai sears home improvement team along the way. Pretty soon the housework will be done and perhaps I can finally start to pursue some more recreational activities. My wife and I would really like to sign up for a cardio-kickboxing class...why not improve our health, too?