/* Magenet Universal Plugin code */ Philin's Blog: August 2010

Wednesday, August 25, 2010

Got Paid Today!

I just finished doing a paid post and writing 2 articles for a total of RM66.50 (paid today) with opportunities that come almost every day in good times. This way, I can leverage on my 7 blogs with 2 blogs on my personal domain and the rest are blogspot blogs like this one. There are advantages to using each of them and I am beginning to love using Blogspot blogs for the fact that they are free and easy to add components or modules and to arrange them in a jiffy. God has been blessing me and continue to do so. That is why I am always grateful to our Heavenly Father for my well being and general good health to do the things I like.

Friday, August 13, 2010

Newbie Guide to Make Money Online

Making Money Online – The Beginner’s Guide

The question of how to make money online has many different answers, though the effectiveness of the available opportunities may vary. If you have things to sell, there are a variety of options that you can use. Or, if you are more of a writer or a website builder, you have the option of including paid advertisements in your newsletter, blog, or site.

The Internet is the ultimate frontier of commerce and marketing in the information age. With thousands of homes and businesses subscribing to Internet broadband technology every month, Internet entrepreneurs are keeping up with the pace of potential demands. For example, in 2008 alone, 90% of all U.S. households that have Internet connections have availed of broadband technology — which means around 200 million people can be reached through online marketing means.

Asia alone holds the single biggest online market for any kind of products and services — more than four times the size of the North American online market. As the sophistication of technology continues to increase exponentially, online marketers are moving from simple text ads to richer multimedia experiences that aim to sell and to give value at the same time, to prospective customers.

So Many Articles to Write

There are so many articles to write for a particular site but I shall not over exert myself over making money online and instead will blog here and take a slower pace. In 2 days of blogging marathon, I have made some US dollars but that is all there is to it. My eyes need a break and I have taken longer naps closing my eyes and shield it from the sun light too with a blanket over my head. The topics are quite profound and it is not easy to write the articles if you are not familiar with mortgage and bankruptcy. Incidentally, bankruptcy is close to my heart as I have a friend who is bankrupt due to signing papers to be a corporate guarantor. Such naive acts on his part cause him to be declared a bankrupt and his passport impounded. He got cheated by his business partners!

Wednesday, August 11, 2010

My Weight has Gone Down a Little

This morning as I wake up and promptly checked my weight, I am happy to see that it has gone down a little and I hope to be on the downtrend for the coming weeks to a normal BMI and within healthy range. No longer do I carry unnecessary weight around like gold bars on myself, with slower movements and being sluggish. Healthy people are slimmer and live longer compared to obese ones who are faced with many sickness like diabetes, stroke, heart attacks, etc. Thank goodness, I am cover by 2 insurance policies for medical bills and hospitalization. But even so, there is a term and limit to the coverage until a certain age like 70. I hope by then, I will continue to enjoy my life and live to a ripe old age.

Advantages of Blogging in both Personal and Business World

Blogging has become a very important aspect of communication, not just personally, but also professionally. If you are already signed up with a web hosting company, then check your package to see if blog hosting is part of the overall fee. There are many advantages to blogging, not just as a personal pastime, but as a way to enhance business relations, sales, and productivity.

In a business capacity, a blog has numerous advantages. It is an immediate method of communication. If you are in a fast paced or competitive industry, and you want to be the first to get word out about an issue, then blogging is a great way of achieving that goal.
Internally, posting a blog to pass on information or update a policy is a quick and money saving method. This ultimately saves on the cost and the time it takes to send out a paper memo. Just remember, however, that even if your blogs are password protected, blogging is not meant for confidential matters.

My Eyes are Tired

I think I have been looking at the computer screen for too long and I am now feeling the effects. My eyes are tired from too much posting into my blogs due to marathon blogging. I need to take a break and rest my poor eyes. The glare of the screen makes them worse when you are staring at the screen for long hours in a shot without short breaks. But the temptations of getting paid for each post is there and I cannot run away. So I decided to break it down to 2 days instead of 1 day as I have 48 hours to blog since I reserved the slots.

Tuesday, August 10, 2010

Gold Bullion as Investment?

The value of money keeps decreasing with each passing year and we need to consider the various types of investments to grow our income. Using the rule of 72, if the inflation rate is 6%, then it takes 72 divided by 6 equals to 12 years for our money to half it actual value. Likewise, if the interests rate is 4%, then it takes 72 divided by 4 equals 18 years for our money to double it present value. Though I cannot afford to buy gold bullion, I will certainly consider investing in government bonds with interests or coupons at 5% currently. There is no minimum to invest and that is the beauty of it. The period is for 3 years and every year I can get 5% more of the principal invested.

To Email My Supplier

I just shoot an email to a supplier for the second time since he did not reply me the first time. We need to know how to join the different layers on the floor and our business success with this company depends on this information. I hope they will reciprocate soon with the much needed information. It is no point doing business with a company where no one reads the emails and there is no prompt reply. I hope they will look into it and send me pictures if possible. That is why I always check the company emails every morning and evening to correspond with people and to reply them in a prompt manner.

Warranty Certificate

I just created a certificate of warranty for my company using Microsoft Word. And I like the design, since I am also creative. My Art tuition many years ago did not go to waste as I could now utilise my perception of space, perspective, composition and color to good use now. I sense that my boss love my work though he did not mention it. I also had to translate the Malay wordings to English for our use and email to our potential client. We have been blessed with constant jobs every month year after year all this while and it is by God's grace, that the small company can survive difficult periods.

Numismatist and Philatelist

I have been a collector of coins (numismatist) and stamps (philatelist) since I was young. But my stamps collection are much bigger than my coins since I could get free stamps when people send letters to my parents. My hobby has kept me busy and usefully occupied. In my later years, my wealthy uncle in Singapore who is a doctor gave me gold coins during Chinese New Year instead of 'ang-pows' or red packets of money. The gold coin is about 10gm and round in shape. These are my small collection of treasures since childhood and I will cherish them in my possession. The other day, someone was interested to buy my stamps but I am not willing to let them go since they remind me of my childhood.

Working from Home has its Blessings

I thank God every day for my blessings to work at home while getting an income every month. I don't have to commute to work, dress up or get stuck in nasty traffic jams. Hence I work in my pajamas. It has been like this for the last 6 years where I wake up to have breakfast and then off to switch on the computer and log into the internet to check emails on a daily basis. Whenever I need a break from work, I just go upstairs to take a short nap and then continue to work again. My job responsibilities include calculating prices for sports quotations, entering financial data to MS Excel worksheet, emailing brochures to potential clients and printing out enquiries for my boss to reply.

Hard to get a Job for Him

My mother's church friend's son who studies in UK and graduated with a Master's degree could not pass any interview and has not been working since graduation. What a waste! He is about the same age as my youngest sister. I guess he is just not blessed to hold a job. Perhaps he has very high expectations and salary during the job interview that they could not afford him. Being the only son, his parents did not pressure him to take up lower paying job like working in Mac Donald's. I guess he is lucky that his parents love him regardless of the situation and still support him when they are still alive.

Various Types of Investment

There are several types of investment. With the inflation rate at about 4%, and your value of money decreasing by the year, have you ever considered to put your money to buy gold instead? Gold is a good hedge against inflation and the value of gold has been increasing steadily for the last 10 years. When I was small, a gram of gold costs only RM21.00 which has now balooned to RM126.00 per gram. So, if you have invested your money in gold at that point in time, you would have made money today. India is the biggest consumer of gold with its citizens wearing gold accessories to look attractive. I have also open a Gold Investment Account with Public Bank and bought about 40gm of gold to be put in the bank for at least 1 year.

My First Nuffnang Check Finally Arrived


Yesterday, my first ever Nuffnang cheque arrive in the letter box and I promptly banked it in my account at Public Bank. The amount was for RM50.82 and after deducting RM1 for the charges, it came to RM49.82. Nevertheless it is still money from blog advertisements. I am elated that though the amount is not that much compared to other bloggers, to me, something coming in is better than nothing at all. Just click on the image above to enlarge the picture for a clearer view! Thank you, Nuffnang! Your programme certainly rocks and that is why so many bloggers are turning to Nuffnang compared to Adverlets. This is proof that Nuffnang definitely pays its fellow bloggers

Marathon Blogging Mode

Now I have to blog in a marathon mode before the offers are taken up by the minute in some of the programs. Being able to type fast and my training in IT before helps to a certain extent. I took typing lessons for free in Singapore and this has helped me a lot in my work. I can work more efficiently plus using the keyboard short cuts to reduce the time taken. I also have to think fast and on my feet so that what I type here makes sense and not nonsensical ramblings. Working by the computer has its blessings especially when you work at home - no more traffic jams, office politics or back biting by colleagues. And I am literally being my own boss working in my pajamas.
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